Secured Loans & assistance for homeowners

We are committed to providing various forms of home finance in order for local people to purchase properties and for them to be safe, secure and warm.....

Personal Loans:

We provide loans which enable people to repair and adapt their properties - see our Home Trust Loan page for more information about the htlcollagescheme we offer in partnership with a number of councils across Hampshire, Surrey and Sussex. Loasn can be for works such as boiler replacements, new windows and bathroom adaptations carried out.                                  Current interest rate: 5.49%

We also offer Parity Trust Secured Loans - these loans can also be used for vehicle purchase and general works around the property such as uneven driveways or to repair fences.                                                         Current interest rate: 9%

If you are interested in applying for a loan, submit our enquiry form - including some details about the purpose of the loan - and we will be in touch.


Homebuy assistance:

We are working with Chichester District Council to offer a mortgage product for residents. The scheme is currently being dealt with by the council and we will update our website with further information when available.

During 2014 we recently agreed to provide shared ownership mortgages for Gladstone Mews in Bournemouth. We are one of two partners who are providing mortgages for 11 affordable homes in the Boscombe area. For further information about the application process, please use this link


Parity Trust is registered with the Financial Conuduct Authority (FCA) for its mortgage related activities. Register Number: 504445. If you are considering getting a mortgage, please use this link to view a mortgage guide from the FCA which details new rules and how they may affect you. 


* Your home may be repossessed if you do not keep up repayments on your mortgage or other secured debts - See more at:

*Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it


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 Parity Trust is the trading name of Portsmouth Area Regeneration Trust group. The group comprises of: Portsmouth Area Regeneration Trust (IPS) Ltd. Registered as an Industrial & Provident Society. Register Number 29069R. Portsmouth Area Regeneration Trust a company Limited by guarantee, number 3794640. Registered charity, number 1079454. Portsmouth Area Regeneration Trust (Guarantee) Limited. Registered Company Number 3977373.

PART (Guarantee) Ltd is authorised & regulated by the Financial Conduct Authority for its mortgage related activities. Register No 504445.