Parity Trust has designed the Home Trust Loan for home owners who require financial assistance in order to carry out essential works to their properties.
If you need assistance to pay for household repairs, improvements or adaptations, we may be able to help you with a secured loan.
Working in partnership with 16 local authorities across Hampshire, Surrey and Sussex. Here are some of the purposes our loans can be used for:
- double glazing
- roof repairs
- bathroom adaptations (to convert to a wet-room)
- purchase of a new boiler or radiators (and heating repairs)
- empty property loans - to enable the repair, adaptation or conversion of a property to make it safe and secure for occupation.
We carry out a full financial review as part of the process and have a number of borrowing options available. You can be assured of a fixed, low rate of interest for the full term of the loan and the option to make overpayments or settle the loan in full without penalty (please note that this option is available to household residents but not to landlords). The scheme also provides you with all the support and guidance you need to see the process through from start to finish.
If you would like to see a list of the local authority partners we work with, please follow this link. It is possible that we may be able to help you if you fall outside of these areas.
To find out more, view our Home Trust Loan leaflet here. If you would like to apply for financial assistance, please go to our contact us page and use the form to provide us with some brief details and we will get in touch with you.
For examples of the work we can help with, check out our case studies page.
Authorised and regulated by the Financial Conduct Authority (FCA) for regulated mortgage activities: FCA Register Number: 504445
* Please note that your home may be repossessed if you do not keep up repayments on your mortgage or other secured debts.