Smart Money

Top tips......

Parity Trust are committed to assisting with finances – not just in the form of home-owner loans. We also try to provide our clients with as much information regarding finances and budgeting as possible.

Below you will find information and guidance on budgeting tips, debt advice agencies and breakdowns of some of the legal terms usedsmart piggy when creditors chase their clients for payments - just follow the links:

Creating a Budget: Helps to reduce stress through planning your spending habits and helps you cut back on unnecessary spending, which may free up more money each month. For a more in-depth look at what you spend and how much money you have left over each month, you could complete our financial review form.

Smart Money Tips: For ideas on how to shop smarter and for details on some of the websites which offer money advice and discount coupons.

 There are many websites offering you up to date news on finance, budget advice and also discount vouchers - one site which provides all of this information is

If you are looking for free, unbiased advice on all money matters from budgets and savings to retirement and pensions, childcare and mortgages, visit the Money Advice Service website. The site will provide you with information and tools to help you work out the right ways for you to spend and save.


If you are concerned about your current debts or are having difficulties making repayments, there are agencies that you can call for advice and support in dealing with debts:

Debt Advice Agencies: This is a list of some of the local and national organisations out there who can help you deal with your debt problems.

If you have any useful tips or advice regarding smart money - please feel free to e-mail This e-mail address is being protected from spambots. You need JavaScript enabled to view it   and anything which may be of assistance to other clients can be added to this page.

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 Parity Trust is the trading name of Portsmouth Area Regeneration Trust group. The group comprises of: Portsmouth Area Regeneration Trust (IPS) Ltd. Registered as an Industrial & Provident Society. Register Number 29069R. Portsmouth Area Regeneration Trust a company Limited by guarantee, number 3794640. Registered charity, number 1079454. Portsmouth Area Regeneration Trust (Guarantee) Limited. Registered Company Number 3977373.

PART (Guarantee) Ltd is authorised & regulated by the Financial Conduct Authority for its mortgage related activities. Register No 504445.